West Virginia Car Insurance

Residents, Cars & Insurance Information on The State of West Virginia

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Population and Drivers

West Virginia has a 1,855,413 total residents, 1,515,885 of those are 16 or over. 645,662 registred licensed male drivers, 52%, and 595,924 are licensed female drivers, 48%, which brings the total of drivers to 1,241,586.

Cars, Buses and Motorcycles:

537,131 cars are registred to drive on the roads of West Virginia. 510,947 private/commercial and 26,184 are publicly owned. 4,472 buses in total, 931 private/commercial and 3,541 are publicly owned.
As for motorcycles, there are total of 57,921 bikes, 56,541 registred private/commercial and 1,380 public property. Overall, there are approximatly 1,458,802 registred vehicles in Alabama.

Speed Limits

Cars are limited to 60 or 65 mph in urban areas and 70 mph in rural areas. Trucks are limited to 65 mph in urban roads and 60 or 65 mph in rural ones.

Auto Insurance Requirements

Driving in West Virginia mandate a 20/40/10 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, Uninsured Motorist (UM) at $20,000, $40,000, $10,000.

Uninsured Drivers

11.00% of West Virginia drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks West Virginia #36 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, West Virginia scores 50 on fatalities per 100 miles, 16 on failure to obey traffic laws, 15 of drunk driving, 7 on tickets and 15 on careless driving. Overall, West Virginia ranks #34 for worst drivers.

Most Stolen Vehicles

1988 Ford F150 Pickup is the most stolen car in West Virginia, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1988 Ford F150 Pickup
2. 1997 Chevrolet Cavalier
3. 1996 Ford Taurus
4. 1995 Jeep Cherokee/Grand Cherokee
5. 1998 Ford Ranger
6. 2000 Ford Explorer
7. 1994 Chevrolet Conventional Cab 4x4 Pickup
8. 1993 Honda Accord
9. 1998 Ford Escort
10. 2005 Dodge Neon

Car Insurance Rates from Companies & Brokers in West Virginia

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Sample West Virginia auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $1024.17 $34.67 $128.67
Biannually (6 Mths) $12290.00 $416.00 $1544.10
Yearly $12290.00 $416.00 $1544.10

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Monthly rates in West Virginia across all cities

Highest Monthy$1024.17

Lowest Monthly$34.67

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Annual rates in West Virginia across all cities

Highest Annual$12290.00

Lowest Annual$416.00

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