Virginia Car Insurance

Residents, Cars & Insurance Information on The State of Virginia

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Population and Drivers

Virginia has a 8,185,867 total residents, 6,537,791 of those are 16 or over. 2,678,667 registred licensed male drivers, 48.36%, and 2,859,813 are licensed female drivers, 51.64%, which brings the total of drivers to 5,538,480.

Cars, Buses and Motorcycles:

3,305,911 cars are registred to drive on the roads of Virginia. 3,227,954 private/commercial and 77,957 are publicly owned. 31,217 buses in total, 29,812 private/commercial and 1,405 are publicly owned.
As for motorcycles, there are total of 199,489 bikes, 198,813 registred private/commercial and 676 public property. Overall, there are approximatly 7,116,791 registred vehicles in Alabama.

Speed Limits

Cars are limited to 70 mph in urban areas and 70 mph in rural areas. Trucks are limited to 65 mph in urban roads and 70 mph in rural ones.

Auto Insurance Requirements

Driving in Virginia mandate a 25/50/20 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, Uninsured Motorist (UM), Underinsured Motorist (UIM) at $25,000, $50,000, $20,000.

Uninsured Drivers

11.00% of Virginia drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Virginia #28 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Virginia scores 16 on fatalities per 100 miles, 34 on failure to obey traffic laws, 11 of drunk driving, 30 on tickets and 11 on careless driving. Overall, Virginia ranks #36 for worst drivers.

Most Stolen Vehicles

1996 Honda Accord is the most stolen car in Virginia, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1996 Honda Accord
2. 2000 Honda Civic
3. 1996 Jeep Cherokee/Grand Cherokee
4. 1995 Toyota Camry
5. 1994 Dodge Caravan
6. 2002 Ford Explorer
7. 1997 Ford F150 Pickup
8. 1999 Ford Taurus
9. 1997 Nissan Altima
10. 2007 Toyota Corolla

Car Insurance Rates from Companies & Brokers in Virginia

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Sample Virginia auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $1613.83 $70.00 $457.97
Biannually (6 Mths) $19366.00 $840.00 $5495.67
Yearly $19366.00 $840.00 $5495.67

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Monthly rates in Virginia across all cities

Highest Monthy$1613.83

Lowest Monthly$70.00

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Annual rates in Virginia across all cities

Highest Annual$19366.00

Lowest Annual$840.00

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