Texas Car Insurance

Residents, Cars & Insurance Information on The State of Texas

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Population and Drivers

Texas has a 26,059,203 total residents, 19,825,822 of those are 16 or over. 7,536,823 registred licensed male drivers, 49.41%, and 7,715,369 are licensed female drivers, 50.59%, which brings the total of drivers to 15,252,192.

Cars, Buses and Motorcycles:

7,821,859 cars are registred to drive on the roads of Texas. 7,679,657 private/commercial and 142,202 are publicly owned. 97,685 buses in total, 2,545 private/commercial and 95,140 are publicly owned.
As for motorcycles, there are total of 448,399 bikes, 444,514 registred private/commercial and 3,885 public property. Overall, there are approximatly 20,238,122 registred vehicles in Alabama.

Speed Limits

Cars are limited to 75 mph in urban areas and 75; 80 or 85 on specified segments mph in rural areas. Trucks are limited to 75 mph in urban roads and 75 mph in rural ones.

Auto Insurance Requirements

Driving in Texas mandate a 30/60/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $30,000, $60,000, $25,000.

Uninsured Drivers

15.00% of Texas drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Texas #15 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Texas scores 34 on fatalities per 100 miles, 33 on failure to obey traffic laws, 47 of drunk driving, 45 on tickets and 39 on careless driving. Overall, Texas ranks #4 for worst drivers.

Most Stolen Vehicles

2004 Dodge Ram Pickup is the most stolen car in Texas, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 2004 Dodge Ram Pickup
2. 1997 Ford F150 Pickup
3. 2000 Honda Civic
4. 1994 Honda Accord
5. 1997 Chevrolet Extended Cab 4x2 Pickup
6. 2004 Ford F250 Pickup
7. 1988 Chevrolet Conventional Cab 4x2 Pickup
8. 2006 Ford F350 Pickup
9. 1997 Ford Taurus
10. 2002 Ford Explorer

Car Insurance Rates from Companies & Brokers in Texas

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Sample Texas auto insurance rates across various plans

Plan Highest Lowest Average
Monthly $1362.67 $19.50 $211.19
Biannually (6 Mths) $16352.00 $234.00 $2534.30
Yearly $16352.00 $234.00 $2534.30

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Monthly rates in Texas across all cities

Highest Monthy$1362.67

Lowest Monthly$19.50

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Annual rates in Texas across all cities

Highest Annual$16352.00

Lowest Annual$234.00

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