Oklahoma Car Insurance

Residents, Cars & Insurance Information on The State of Oklahoma

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Population and Drivers

Oklahoma has a 3,814,820 total residents, 2,978,207 of those are 16 or over. 1,098,514 registred licensed male drivers, 45.76%, and 1,301,844 are licensed female drivers, 54.24%, which brings the total of drivers to 2,400,358.

Cars, Buses and Motorcycles:

1,361,339 cars are registred to drive on the roads of Oklahoma. 1,347,325 private/commercial and 14,013 are publicly owned. 1,946 buses in total, 517 private/commercial and 1,429 are publicly owned.
As for motorcycles, there are total of 127,681 bikes, 127,679 registred private/commercial and 2 public property. Overall, there are approximatly 3,439,937 registred vehicles in Alabama.

Speed Limits

Cars are limited to 70 mph in urban areas and 75 mph in rural areas. Trucks are limited to 70 mph in urban roads and 70 mph in rural ones.

Auto Insurance Requirements

Driving in Oklahoma mandate a 25/50/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $25,000, $50,000, $25,000.

Uninsured Drivers

24.00% of Oklahoma drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Oklahoma #4 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Oklahoma scores 43 on fatalities per 100 miles, 50 on failure to obey traffic laws, 20 of drunk driving, 31 on tickets and 18 on careless driving. Overall, Oklahoma ranks #11 for worst drivers.

Most Stolen Vehicles

1997 Ford F150 Pickup is the most stolen car in Oklahoma, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1997 Ford F150 Pickup
2. 2001 Dodge Ram Pickup
3. 1996 Honda Accord
4. 1989 Chevrolet Conventional Cab 4x2 Pickup
5. 1995 Honda Civic
6. 1994 Chevrolet Extended Cab 4x2 Pickup
7. 1993 Jeep Cherokee/Grand Cherokee
8. 1996 Ford Taurus
9. 1994 Oldsmobile Cutlass
10. 1999 Ford Explorer

Car Insurance Rates from Companies & Brokers in Oklahoma

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Sample Oklahoma auto insurance rates across various plans

Plan Highest Lowest Average
Monthly $358.50 $20.92 $71.81
Biannually (6 Mths) $2151.00 $125.50 $430.83
Yearly $4302.00 $251.00 $861.67

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Monthly rates in Oklahoma across all cities

Highest Monthy$358.50

Lowest Monthly$20.92

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Annual rates in Oklahoma across all cities

Highest Annual$4302.00

Lowest Annual$251.00

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