North Dakota Car Insurance

Residents, Cars & Insurance Information on The State of North Dakota

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Population and Drivers

North Dakota has a 699,628 total residents, 561,713 of those are 16 or over. 257,601 registred licensed male drivers, 51.23%, and 245,206 are licensed female drivers, 48.77%, which brings the total of drivers to 502,807.

Cars, Buses and Motorcycles:

249,181 cars are registred to drive on the roads of North Dakota. 245,398 private/commercial and 3,783 are publicly owned. 2,535 buses in total, 1,074 private/commercial and 1,461 are publicly owned.
As for motorcycles, there are total of 34,011 bikes, 34,009 registred private/commercial and 2 public property. Overall, there are approximatly 810,355 registred vehicles in Alabama.

Speed Limits

Cars are limited to 75 mph in urban areas and 75 mph in rural areas. Trucks are limited to 4-lane: 70; other: 65 mph in urban roads and 75 mph in rural ones.

Auto Insurance Requirements

Driving in North Dakota mandate a 25/50/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, No-Fault Personal Injury Protection (PIP), Uninsured Motorist (UM), Underinsured Motorist (UIM) at $25,000, $50,000, $25,000.

Uninsured Drivers

9.00% of North Dakota drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks North Dakota #41 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, North Dakota scores 46 on fatalities per 100 miles, 31 on failure to obey traffic laws, 50 of drunk driving, 6 on tickets and 30 on careless driving. Overall, North Dakota ranks #10 for worst drivers.

Most Stolen Vehicles

1996 Chevrolet Extended Cab 4x4 Pickup is the most stolen car in North Dakota, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1996 Chevrolet Extended Cab 4x4 Pickup
2. 2001 Pontiac Grand Prix
3. 1989 Oldsmobile Cutlass
4. 2005 Ford Taurus
5. 1997 Honda Accord
6. 2001 Ford Explorer
7. 1991 Dodge Caravan
8. 2001 Pontiac Grand Am
9. 1995 Jeep Cherokee/Grand Cherokee
10. 1997 Dodge Intrepid

Car Insurance Rates from Companies & Brokers in North Dakota

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Sample North Dakota auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $416.92 $15.33 $83.74
Biannually (6 Mths) $2501.50 $92.00 $502.47
Yearly $5003.00 $184.00 $1004.94

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Monthly rates in North Dakota across all cities

Highest Monthy$416.92

Lowest Monthly$15.33

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Annual rates in North Dakota across all cities

Highest Annual$5003.00

Lowest Annual$184.00

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