New York Car Insurance

Residents, Cars & Insurance Information on The State of New York

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Population and Drivers

New York has a 19,570,261 total residents, 15,816,841 of those are 16 or over. 5,783,312 registred licensed male drivers, 51.41%, and 5,465,305 are licensed female drivers, 48.59%, which brings the total of drivers to 11,248,617.

Cars, Buses and Motorcycles:

5,076,204 cars are registred to drive on the roads of New York. 4,991,599 private/commercial and 84,605 are publicly owned. 25,684 buses in total, 15,201 private/commercial and 10,483 are publicly owned.
As for motorcycles, there are total of 345,412 bikes, 345,409 registred private/commercial and 3 public property. Overall, there are approximatly 10,448,743 registred vehicles in Alabama.

Speed Limits

Cars are limited to 55 mph in urban areas and 65 mph in rural areas. Trucks are limited to 55 mph in urban roads and 55 mph in rural ones.

Auto Insurance Requirements

Driving in New York mandate a 25/50/10 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, No-Fault Personal Injury Protection (PIP), Uninsured Motorist (UM) at $25,000, $50,000, $10,000.
In addition, policyholders must have 50/100 for wrongful death coverage.

Uninsured Drivers

5.00% of New York drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks New York #49 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, New York scores 15 on fatalities per 100 miles, 23 on failure to obey traffic laws, 24 of drunk driving, 40 on tickets and 37 on careless driving. Overall, New York ranks #22 for worst drivers.

Most Stolen Vehicles

2000 Honda Civic is the most stolen car in New York, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 2000 Honda Civic
2. 1994 Honda Accord
3. 2000 Dodge Caravan
4. 1991 Toyota Camry
5. 1997 Nissan Maxima
6. 1995 Jeep Cherokee/Grand Cherokee
7. 2005 Nissan Altima
8. 1996 Plymouth Voyager
9. 2007 Toyota Corolla
10. 2002 Ford Explorer

Car Insurance Rates from Companies & Brokers in New York

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