New Mexico Car Insurance

Residents, Cars & Insurance Information on The State of New Mexico

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Population and Drivers

New Mexico has a 2,085,538 total residents, 1,627,856 of those are 16 or over. 712,776 registred licensed male drivers, 49.83%, and 717,699 are licensed female drivers, 50.17%, which brings the total of drivers to 1,430,475.

Cars, Buses and Motorcycles:

675,737 cars are registred to drive on the roads of New Mexico. 663,677 private/commercial and 12,060 are publicly owned. 5,411 buses in total, 1,020 private/commercial and 4,391 are publicly owned.
As for motorcycles, there are total of 66,666 bikes, 66,666 registred private/commercial and 0 public property. Overall, there are approximatly 1,805,790 registred vehicles in Alabama.

Speed Limits

Cars are limited to 65 mph in urban areas and 75 mph in rural areas. Trucks are limited to 60-70 mph in urban roads and 65 mph in rural ones.

Auto Insurance Requirements

Driving in New Mexico mandate a 25/50/10 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $25,000, $50,000, $10,000.

Uninsured Drivers

26.00% of New Mexico drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks New Mexico #2 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, New Mexico scores 38 on fatalities per 100 miles, 10 on failure to obey traffic laws, 9 of drunk driving, 14 on tickets and 47 on careless driving. Overall, New Mexico ranks #30 for worst drivers.

Most Stolen Vehicles

2005 Dodge Ram Pickup is the most stolen car in New Mexico, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 2005 Dodge Ram Pickup
2. 1995 Honda Civic
3. 2007 Ford F150 Pickup
4. 1994 Honda Accord
5. 2004 Ford F250 Pickup
6. 2006 Ford F350 Pickup
7. 1991 Toyota Camry
8. 2002 Jeep Wrangler
9. 1993 Jeep Cherokee/Grand Cherokee
10. 1990 Chevrolet Conventional Cab 4x2 Pickup

Car Insurance Rates from Companies & Brokers in New Mexico

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Sample New Mexico auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $454.92 $8.50 $71.99
Biannually (6 Mths) $2729.50 $51.00 $431.92
Yearly $5459.00 $102.00 $863.84

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Monthly rates in New Mexico across all cities

Highest Monthy$454.92

Lowest Monthly$8.50

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Annual rates in New Mexico across all cities

Highest Annual$5459.00

Lowest Annual$102.00

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