Montana Car Insurance

Residents, Cars & Insurance Information on The State of Montana

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Population and Drivers

Montana has a 1,005,141 total residents, 808,520 of those are 16 or over. 384,714 registred licensed male drivers, 50.77%, and 373,098 are licensed female drivers, 49.23%, which brings the total of drivers to 757,812.

Cars, Buses and Motorcycles:

433,264 cars are registred to drive on the roads of Montana. 428,335 private/commercial and 4,929 are publicly owned. 3,725 buses in total, 3,404 private/commercial and 321 are publicly owned.
As for motorcycles, there are total of 158,873 bikes, 158,871 registred private/commercial and 2 public property. Overall, there are approximatly 1,488,608 registred vehicles in Alabama.

Speed Limits

Cars are limited to 65 mph in urban areas and 65 mph in rural areas. Trucks are limited to day: 70 mph in urban roads and 65 mph in rural ones.

Auto Insurance Requirements

Driving in Montana mandate a 25/50/10 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $25,000, $50,000, $10,000.

Uninsured Drivers

11.00% of Montana drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Montana #32 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Montana scores 51 on fatalities per 100 miles, 37 on failure to obey traffic laws, 51 of drunk driving, 2 on tickets and 33 on careless driving. Overall, Montana ranks #9 for worst drivers.

Most Stolen Vehicles

1997 Ford F150 Pickup is the most stolen car in Montana, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1997 Ford F150 Pickup
2. 1994 Jeep Cherokee/Grand Cherokee
3. 1997 Dodge Ram Pickup
4. 1997 Subaru Legacy
5. 1994 Honda Accord
6. 1986 Chevrolet Conventional Cab 4x4 Pickup
7. 1998 Ford F250 Pickup
8. 1995 Buick Lesabre
9. 1990 9 Honda Civic
10. 1991 Ford Escort

Car Insurance Rates from Companies & Brokers in Montana

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Sample Montana auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $562.17 $13.33 $136.47
Biannually (6 Mths) $6746.00 $160.00 $1637.66
Yearly $6746.00 $160.00 $1637.66

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Monthly rates in Montana across all cities

Highest Monthy$562.17

Lowest Monthly$13.33

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Annual rates in Montana across all cities

Highest Annual$6746.00

Lowest Annual$160.00

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