Maryland Car Insurance

Residents, Cars & Insurance Information on The State of Maryland

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Population and Drivers

Maryland has a 5,884,563 total residents, 4,696,980 of those are 16 or over. 2,026,605 registred licensed male drivers, 49.4%, and 2,075,549 are licensed female drivers, 50.6%, which brings the total of drivers to 4,102,154.

Cars, Buses and Motorcycles:

1,968,035 cars are registred to drive on the roads of Maryland. 1,941,886 private/commercial and 26,149 are publicly owned. 15,687 buses in total, 6,073 private/commercial and 9,614 are publicly owned.
As for motorcycles, there are total of 121,306 bikes, 121,230 registred private/commercial and 76 public property. Overall, there are approximatly 3,982,734 registred vehicles in Alabama.

Speed Limits

Cars are limited to 65 mph in urban areas and 65 mph in rural areas. Trucks are limited to 65 mph in urban roads and 65 mph in rural ones.

Auto Insurance Requirements

Driving in Maryland mandate a 30/60/15 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, No-Fault Personal Injury Protection (PIP)4, Uninsured Motorist (UM), Underinsured Motorist (UIM) at $30,000, $60,000, $15,000.

Uninsured Drivers

5.00% of Maryland drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Maryland #48 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Maryland scores 10 on fatalities per 100 miles, 14 on failure to obey traffic laws, 33 of drunk driving, 47 on tickets and 42 on careless driving. Overall, Maryland ranks #18 for worst drivers.

Most Stolen Vehicles

1996 Honda Accord is the most stolen car in Maryland, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1996 Honda Accord
2. 2000 Dodge Caravan
3. 2000 Honda Civic
4. 1996 Jeep Cherokee/Grand Cherokee
5. 2000 Dodge Intrepid
6. 2007 Toyota Camry
7. 2000 Dodge Stratus
8. 1997 Plymouth Voyager
9. 1996 Ford Taurus
10. 1996 Nissan Maxima

Car Insurance Rates from Companies & Brokers in Maryland

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Sample Maryland auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $1831.67 $40.17 $288.51
Biannually (6 Mths) $21980.00 $482.00 $3462.07
Yearly $21980.00 $482.00 $3462.07

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Monthly rates in Maryland across all cities

Highest Monthy$1831.67

Lowest Monthly$40.17

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Annual rates in Maryland across all cities

Highest Annual$21980.00

Lowest Annual$482.00

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