Maine Car Insurance

Residents, Cars & Insurance Information on The State of Maine

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Population and Drivers

Maine has a 1,329,192 total residents, 1,096,292 of those are 16 or over. 498,680 registred licensed male drivers, 49.46%, and 509,510 are licensed female drivers, 50.54%, which brings the total of drivers to 1,008,190.

Cars, Buses and Motorcycles:

474,622 cars are registred to drive on the roads of Maine. 469,189 private/commercial and 5,433 are publicly owned. 1,433 buses in total, 540 private/commercial and 893 are publicly owned.
As for motorcycles, there are total of 53,268 bikes, 53,267 registred private/commercial and 1 public property. Overall, there are approximatly 1,180,092 registred vehicles in Alabama.

Speed Limits

Cars are limited to 75 mph in urban areas and 75 mph in rural areas. Trucks are limited to 75 mph in urban roads and 75 mph in rural ones.

Auto Insurance Requirements

Driving in Maine mandate a 50/100/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, Uninsured Motorist (UM), Underinsured Motorist (UIM) at $50,000, $100,000, $25,000.
In addition, policyholders must also carry at least $1,000 for medical payments.

Uninsured Drivers

4.00% of Maine drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Maine #50 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Maine scores 19 on fatalities per 100 miles, 26 on failure to obey traffic laws, 29 of drunk driving, 4 on tickets and 6 on careless driving. Overall, Maine ranks #46 for worst drivers.

Most Stolen Vehicles

1993 Ford F150 Pickup is the most stolen car in Maine, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1993 Ford F150 Pickup
2. 2001 Jeep Cherokee/Grand Cherokee
3. 1999 Chevrolet Cavalier
4. 2003 GMC Sierra
5. 2003 Subaru Legacy
6. 1998 Dodge Ram Pickup
7. 2003 Chevrolet Extended Cab 4x4Pickup
8. 2006 8 Chevrolet Lumina
9. 1995 Ford Escort
10. 1998 10 Honda Civic

Car Insurance Rates from Companies & Brokers in Maine

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Sample Maine auto insurance rates across various plans

Plan Highest Lowest Average
Monthly $1643.83 $63.50 $308.73
Biannually (6 Mths) $19726.00 $762.00 $3704.80
Yearly $19726.00 $762.00 $3704.80

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Monthly rates in Maine across all cities

Highest Monthy$1643.83

Lowest Monthly$63.50

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Annual rates in Maine across all cities

Highest Annual$19726.00

Lowest Annual$762.00

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