Louisiana Car Insurance

Residents, Cars & Insurance Information on The State of Louisiana

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Population and Drivers

Louisiana has a 4,601,893 total residents, 3,605,874 of those are 16 or over. 1,404,715 registred licensed male drivers, 48.05%, and 1,519,029 are licensed female drivers, 51.95%, which brings the total of drivers to 2,923,744.

Cars, Buses and Motorcycles:

1,499,813 cars are registred to drive on the roads of Louisiana. 1,471,603 private/commercial and 28,210 are publicly owned. 12,517 buses in total, 6,633 private/commercial and 5,884 are publicly owned.
As for motorcycles, there are total of 68,297 bikes, 67,486 registred private/commercial and 811 public property. Overall, there are approximatly 3,889,416 registred vehicles in Alabama.

Speed Limits

Cars are limited to 70 mph in urban areas and 75 mph in rural areas. Trucks are limited to 70 mph in urban roads and 70 mph in rural ones.

Auto Insurance Requirements

Driving in Louisiana mandate a 15/30/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $15,000, $30,000, $25,000.

Uninsured Drivers

13.00% of Louisiana drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Louisiana #26 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Louisiana scores 41 on fatalities per 100 miles, 47 on failure to obey traffic laws, 38 of drunk driving, 46 on tickets and 48 on careless driving. Overall, Louisiana ranks #1 for worst drivers.

Most Stolen Vehicles

2005 Dodge Ram Pickup is the most stolen car in Louisiana, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 2005 Dodge Ram Pickup
2. 2006 Ford F150 Pickup
3. 1996 Honda Accord
4. 2000 Chevrolet Extended Cab 4x2 Pickup
5. 1993 Chevrolet Conventional Cab 4x2 Pickup
6. 2005 Chevrolet Impala
7. 2007 Toyota Camry
8. 1999 Ford Explorer
9. 1998 Ford Taurus
10. 2004 Pontiac Grand Prix

Car Insurance Rates from Companies & Brokers in Louisiana

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Sample Louisiana auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $615.17 $18.67 $140.23
Biannually (6 Mths) $7382.00 $224.00 $1682.75
Yearly $7382.00 $224.00 $1682.75

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Monthly rates in Louisiana across all cities

Highest Monthy$615.17

Lowest Monthly$18.67

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Annual rates in Louisiana across all cities

Highest Annual$7382.00

Lowest Annual$224.00

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