Arkansas Car Insurance

Residents, Cars & Insurance Information on The State of Arkansas

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Population and Drivers

Arkansas has a 2,949,131 total residents, 2,315,932 of those are 16 or over. 1,024,189 registred licensed male drivers, 46.57%, and 1,174,975 are licensed female drivers, 53.43%, which brings the total of drivers to 2,199,164.

Cars, Buses and Motorcycles:

881,272 cars are registred to drive on the roads of Arkansas. 840,272 private/commercial and 41,000 are publicly owned. 10,535 buses in total, 1,313 private/commercial and 9,222 are publicly owned.
As for motorcycles, there are total of 76,085 bikes, 76,085 registred private/commercial and 0 public property. Overall, there are approximatly 2,479,915 registred vehicles in Alabama.

Speed Limits

Cars are limited to 55 mph in urban areas and 65 mph in rural areas. Trucks are limited to 60 mph in urban roads and 55 mph in rural ones.

Auto Insurance Requirements

Driving in Arkansas mandate a 25/50/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability, No-Fault Personal Injury Protection (PIP) at $25,000, $50,000, $25,000.

Uninsured Drivers

16.00% of Arkansas drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Arkansas #12 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Arkansas scores 48 on fatalities per 100 miles, 42 on failure to obey traffic laws, 8 of drunk driving, 15 on tickets and 34 on careless driving. Overall, Arkansas ranks #17 for worst drivers.

Most Stolen Vehicles

1988 Chevrolet 4x2 Pickup is the most stolen car in Arkansas, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1988 Chevrolet 4x2 Pickup
2. 1999 Ford F150 Pickup
3. 1986 Chevrolet Caprice
4. 2004 Dodge Ram Pickup
5. 1996 Oldsmobile Cutlass
6. 1994 Chevrolet Extended Cab 4x2Pickup
7. 2000 Honda Accord
8. 1999 Cadillac Deville
9. 1998 9 Jeep Cherokee/Grand Cherokee
10. 1993 Ford Explorer

Car Insurance Rates from Companies & Brokers in Arkansas

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Sample Arkansas auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $840.00 $8.08 $124.16
Biannually (6 Mths) $5040.00 $48.50 $744.97
Yearly $10080.00 $97.00 $1489.95

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Monthly rates in Arkansas across all cities

Highest Monthy$840.00

Lowest Monthly$8.08

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Annual rates in Arkansas across all cities

Highest Annual$10080.00

Lowest Annual$97.00

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