Alabama Car Insurance

Residents, Cars & Insurance Information on The State of Alabama

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Population and Drivers

Alabama has a 4,822,023 total residents, 3,826,250 of those are 16 or over. 1,863,219 registred licensed male drivers, 48.68%, and 1,964,303 are licensed female drivers, 51.32%, which brings the total of drivers to 3,827,522.

Cars, Buses and Motorcycles:

2,042,489 cars are registred to drive on the roads of Alabama. 2,024,677 private/commercial and 17,812 are publicly owned. 5,699 buses in total, 1,037 private/commercial and 4,662 are publicly owned.
As for motorcycles, there are total of 132,465 bikes, 132,432 registred private/commercial and 33 public property. Overall, there are approximatly 4,844,632 registred vehicles in Alabama.

Speed Limits

Cars are limited to 65 mph in urban areas and 70 mph in rural areas. Trucks are limited to 65 mph in urban roads and 65 mph in rural ones.

Auto Insurance Requirements

Driving in Alabama mandate a 25/50/25 coverage:
Bodily Injury (BI) & Physical Damage Liability (PD) Liability at $25,000, $50,000, $25,000.

Uninsured Drivers

22.00% of Alabama drivers are estimated to be driving uninsured according to Insurance Research Council on 2009. Which ranks Alabama #6 among states where drivers take to the road without car insurance.

Bad and Worst Drivers - The Scores

When compared with other states, Alabama scores 40 on fatalities per 100 miles, 41 on failure to obey traffic laws, 26 of drunk driving, 49 on tickets and 36 on careless driving. Overall, Alabama ranks #5 for worst drivers.

Most Stolen Vehicles

1996 Honda Accord is the most stolen car in Alabama, according to a study from National Insurance Crime Bureau. Top 10 are:
1. 1996 Honda Accord
2. 1989 Chevrolet Conventional Cab 4x2
3. 1998 Ford F150 Pickup
4. 1991 Chevrolet Caprice
5. 1986 Oldsmobile Cutlass
6. 1995 Toyota Camry
7. 1997 Ford Taurus

Car Insurance Rates from Companies & Brokers in Alabama

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Sample Alabama auto insurance rates across various plans


Plan Highest Lowest Average
Monthly $942.98 $32.58 $213.92
Biannually (6 Mths) $11315.80 $391.00 $2567.07
Yearly $11315.80 $391.00 $2567.07

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Monthly rates in Alabama across all cities

Highest Monthy$942.98

Lowest Monthly$32.58

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Annual rates in Alabama across all cities

Highest Annual$11315.80

Lowest Annual$391.00

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